Negative entries like late payments and charge-offs stay on your credit report for seven years — this is what's known as the ...

SmartCredit is a fintech app that helps you improve your credit score, search for loans, and access valuable privacy and fraud tools. A good credit score can help you with everything from renting an ...

BNPL loans aren't figured into your credit score. Yet. Sakshi Udavant covers small business finance, entrepreneurship, and startup topics for Investopedia. For over a decade, she has been a freelance ...

Beverly is a writer, editor, and paralegal specializing in personal finance and tax law. She covers personal financial and legal topics, as well as tax breaks, tax preparation software, and tax law ...

Holly Johnson is a credit card expert and writer who covers rewards and loyalty programs, budgeting, and all things personal finance. In addition to writing for publications like Bankrate, CreditCards ...