Dashia is the consumer insights editor for CNET. She specializes in data-driven analysis and news at the intersection of tech, personal finance and consumer sentiment. Dashia investigates economic ...
What’s the difference between a credit score and a credit report, and how does each affect my finances? If there’s one thing you know about your credit, it’s that it has to be good. That may sound ...
When it comes to spending, cash and credit both offer advantages and drawbacks, so you may wonder when one payment method has a clear advantage over the other. While cash was once king, credit card ...
SAN ANTONIO — Hard and soft credit checks both show the same information. The big difference is one has no effect on your credit score while the other will lower it. A hard check happens when you ...
"Will you be paying with cash or card?" It's a well-worn financial question—one that might be slowly falling out of use amid cards' growing dominance, but one you're still bound to hear every now and ...
Jessica is a freelance writer, professional researcher and mother of two rambunctious little boys. She holds a Master of Science degree in Cognitive Research Psychology and a Bachelor's degree in ...
Your bank app may let you check your credit score for free. But how is that different from your credit report? They are both measures of your financial health, but your score is a three-digit number ...
As a borrower, understanding the impact of credit and the types of credit available can help you intelligently leverage your wealth without risking high fees, interest and long-term debt. The two most ...
Secured credit cards and unsecured credit cards feature many similar benefits. Both types of credit cards have the potential to help you establish a credit history and build your credit score. They ...
Lindsay VanSomeren is a personal finance writer based out of Kirkland, Washington. Her work has appeared on Business Insider, Credit Karma, LendingTree, and more. Lindsay VanSomeren is a personal ...
It's easy to mistake Credit One for Capital One. With similar names, logos and options for rebuilding credit, these two credit card issuers have a lot in common. But Capital One stands out with ...