Got FICO? Drop below 700, and you’ll be limited to loans carrying the highest interest rates or often no loans at all. Sound outdated? It is.

Only one in four Americans has a credit score above 800, which is considered exceptional, according to industry data.

Jan 28 (Reuters) - Fair Isaac Corp, commonly known as FICO, reported a rise in first-quarter profit on Wednesday, helped by strong performance in its scores segment. The company is best known for its ...