We may receive commissions from some links to products on this page. Promotions are subject to availability and retailer terms. But does that mean a home equity loan, often considered the HELOC ...

Home equity loans and home equity lines of credit (HELOCs) allow homeowners to tap into the value of their homes. A home equity loan is a fixed-rate, lump-sum loan that allows homeowners to borrow up ...

Borrowing from your home equity can be a wise financial move in most economic climates. But in the economy of early April 2025, when personal loan rates are over 12% and credit card rates are near a ...