When it's time for a new credit card or if you're financing a large purchase, you need to know your debt-to-income ratio.

To calculate your debt-to-income ratio, add up your monthly debt payments and divide this figure by your gross monthly income. While every lender and product will have different ranges, a DTI of 50 ...

Financial planners recommend saving around 75% of your pre-retirement income for retirement. Using the 4% rule, you can calculate how much you need to save in total.

With interest rates still elevated and recession concerns casting a shadow over the markets, many Americans are seeking financial products that can offer security and stability in retirement. Among ...

If you’re like most Americans, the largest expense in your monthly budget is housing, whether it’s in the form of rent or a mortgage payment. According to the Bureau of Labor Statistics, housing ...

Understanding gross income, housing costs, and the 30% rule can help you avoid overspending on a house Roberto Westbrook / Getty Images Buying a home is one of the biggest financial decisions you may ...