Learn about the evolving rules of credit scores and effective strategies to improve your credit score from Bonita Grant, founder of Cure My Credit Score.

Raising your credit score makes banks more likely to approve you for a mortgage, car loan or credit card. Plus, you could qualify for a lower interest rate that saves you thousands of dollars. Getting ...

Only 1.76% of Americans have a perfect 850 FICO® Score in 2025. Here's who they are, what they do differently, and why ...

A credit score is a three-digit number between 300 and 850 generated by a mathematical algorithm (a mostly secret formula) based on information in your credit report, compared to information on tens ...

The simple step of setting up spending notifications in your credit-card app can help you avoid using up too much of your ...

A higher level of worthiness is a positive sign to lenders, so it is worth taking steps to avoid bad habits that could be detrimental to your financial standing. Below are 10 simple ways that may help ...

Millions of Americans are seeing their credit scores drop now that the U.S. government has resumed referring missed student loan payments for debt collection. But there are things you can do to help ...

Credit scores don’t matter unless you’re trying to get a loan, rent an apartment, secure insurance, buy a home, avoid paying a deposit to utility companies, or even land some jobs. OK. Unless you’re ...

In the Philippines, where fintech innovation is driving a surge in credit use in the Philippines, responsible borrowing is a powerful tool that can lead to better economic and social opportunities.

Learn how credit scores influence car loan interest rates in 2025.

Credit scores are down, delinquencies are up and Gen Z is suffering the most from the credit crunch. These are some of the main takeaways from the recently released FICO Score Credit Insights report, ...