Learn about the evolving rules of credit scores and effective strategies to improve your credit score from Bonita Grant, founder of Cure My Credit Score.

A credit score is a three-digit number that effectively summarizes an individual’s financial history. A good credit score on the FICO Score range typically falls between 670 and 739. Meanwhile, very ...

Only 1.76% of Americans have a perfect 850 FICO® Score in 2025. Here's who they are, what they do differently, and why perfection doesn't actually matter.

Banks don’t know you as well as your mommy or your daddy. Perhaps you’re a trustworthy person who has struggled with handling credit in the past — but you’ve turned a corner and are determined to ...

Raising your credit score makes banks more likely to approve you for a mortgage, car loan or credit card. Plus, you could qualify for a lower interest rate that saves you thousands of dollars. Getting ...

If you’re looking to improve your credit score, you’re probably wondering exactly how long does it take to improve credit score? The truthful answer might feel unsatisfying — it depends. But don’t let ...

The financial services industry has made substantial progress in democratizing access to credit scores. Today, 95% of banks and credit unions offer customers visibility into their credit scores ...

NEW YORK — Millions of Americans are seeing their credit scores drop now that the U.S. government has resumed referring missed student loan payments for debt collection. But there are things you can ...

Several online services provide one or more credit scores for free, but check whether you're receiving your VantageScore or ...