Open banking isn't a fintech buzzword. It's a structural reform designed to make your financial data truly yours. The ...

Open banking is changing the way finance providers assess credit and lending applications. It allows banks and lenders to access real-time financial data from customers, giving them a clearer picture ...

Consumer trust is the limiting factor in the growth of real-time, data-driven credit. Credit providers can offer instant ...

This content has been selected, created and edited by the Finextra editorial team based upon its relevance and interest to our community. This seventh year of mandated open banking in the UK has been ...

A future glimpse into how mortgages will be created in 2035 can be found in a woodsy office park in Athens, Georgia. FormFree, a mortgage fintech founded in the midst of the Global Financial Crisis by ...

Basically, open banking means data is shared easily between banks and other financial services providers. This means ...

New open banking rules have created the potential to enable smaller institutions to compete more effectively with their larger peers — if they're willing to seize the opportunity, writes Susan Foulds, ...

Banks can face security risks when customers share their financial data using third parties. Citizens Bank built a tool designed to let clients securely and efficiently share data. This article is ...

The CFPB recently published an Advance Notice of Proposed Rulemaking (ANPR) to reconsider four key issues related to its “Personal Financial Data Rights” rules, which were finalized at the end of 2024 ...

Open banking is a new wave of disruption in the retail banking space. It defines the way we manage our money, shop around and buy things. Open banking has emerged strongly as a platform to give ...

The rollout allows individuals to consolidate account information from multiple banks into a single application.