Filing a home insurance claim might make the most sense when the loss estimate is more than your deductible. Any claim, even a minor one, might lead to an increase in your home insurance premium.

If you’re dealing with loss or damage to your home, whether it’s due to a weather event, home burglary or other unexpected event, you’re likely to feel overwhelmed. When it comes time to file a claim ...

In the aftermath of property damage, whether because of natural disasters, accidents or unforeseen events, homeowners often find themselves navigating the complex world of insurance claims. Central to ...

Home insurance claims can be a minefield of potential pitfalls, leading to denials that leave homeowners frustrated and financially vulnerable. Understanding the reasons why claims are often denied is ...

Fire can cause sudden and severe damage to your home and belongings, making it crucial to understand your fire insurance policy and know what to do if disaster strikes. This guide explains the basics ...

Losing a home to a disaster like a fire, flood, or tornado can be devastating—and hearing that your house is considered a “total loss” can make the situation feel even more overwhelming. But what ...

Cheap Insurance reports that AI is transforming home insurance by predicting weather risks, enhancing claims efficiency, and ...

Now that the threat of Hurricanes Helene and Milton has receded, millions of homeowners and business-owners across Florida and the Southeastern U.S. are faced with traversing the often long and ...

Fall is here — which means winter is coming. And no matter how you feel about frosty weather, one thing’s for sure: If you don’t make the proper preparations, it can wreak havoc on your home. From ...

We estimated quotes using four homeowner profiles with various coverage amounts for dwelling, personal property, liability, other structures and more. We also varied the credit scores, the year the ...