Only 1.76% of Americans have a perfect 850 FICO® Score in 2025. Here's who they are, what they do differently, and why ...

The average U.S. credit score is 715, according to FICO's Score Credit Insights, which examined data from April 2025. That's still in the "good" range, but it represents a two-point drop ...

Fair Isaac maintains its position as the leading credit-scoring model, despite rising competition and concerns about its market moat. Read my FICO stock update.

Better reports that 50-year mortgages could lower monthly payments for buyers but lead to significantly higher interest costs ...

The Federal Reserve will hold its last FOMC (Federal Open Market Committee) meeting of 2025 on Dec. 9-10. Market participants ...

From expense account dining in San Francisco to a former food truck in Fremont to a second act in Oakland, these were the ...

OXLC bonds and preferreds may offer better risk/reward than common stock, with key insights for income investors. See more analysis here.

Learn how to increase your credit score fast! This tutorial covers payment history, utilization ratio, length of credit, mix ...

Director William Pulte described as "Huge!," a major obstacle that stalled efforts to introduce more inclusive credit scoring ...

CIC Credit has announced that it will participate in the FICO Mortgage Direct License Program, a new initiative from global analytics software provider. The program streamlines score access, enabling ...

There’s no shortage of economic information out there, but some of it is misleading or totally false. Here’s how to spot bad ...

Building on FICO's trailblazing work in cash flow scoring with the initial release of the UltraFICO® Score, this collaboration with Plaid—whose market-leading infrastructure enables ...