Offering health benefits is a major decision for businesses. Use HealthCare.gov as a resource to learn more about health insurance products and services for your employees.

See plans & prices Get estimated prices on 2026 health plans before you log in Browse 2026 plans and estimated prices here. Next, create or log into your Marketplace account to apply, get final prices, …

The Small Business Health Options Program (SHOP) is for small employers who want to provide health and/or dental insurance to their employees — affordably, flexibly, and conveniently.

For a basic guide on some health insurance products and services that may be available to small businesses, check out these resources. You can also contact a licensed agent or broker for more help.

Want to compare plans & prices now? Provide some income and household information to see plans available in your area, with estimated prices based on your income.

Will I qualify for the Small Business Health Care Tax Credit? Enrolling in Small Business Health Options Program (SHOP) coverage is generally the only way to qualify for the Small Business Health Care …

Health Reimbursement Arrangements (HRAs) are account-based health plans that employers can offer to their employees. They reimburse employees for their medical expenses.

Get help: Talk to a licensed tax professional, benefits specialist, or health insurance agent/broker to find out if group coverage or QSEHRAs are right for your small business.

If you’re already enrolled, you can change your Marketplace plan if you want to. You can also enroll in coverage outside of the Marketplace, like directly through a health insurance company or a licensed …

The Affordable Care Act (sometimes called the health care law, or ACA) established the Small Business Health Options Program (SHOP) for small employers (generally those with 1–50 full-time and full …